Take-Home Pay in Missouri (2026)

Missouri taxes 2026 income across eight narrow bands from 0% to 4.7%, the same schedule for every filing status — most workers hit the top 4.7% rate quickly. The standard deduction matches the federal amount ($16,100 single / $32,200 joint). Kansas City and St. Louis residents also owe a 1% city earnings tax this estimate does not include.

State tax note: Eight narrow bands from 0% to 4.7% (2026 indexed thresholds; same schedule for all statuses). Kansas City and St. Louis each add a 1% earnings tax — not modeled.

Gross annual salaryFiling statusStateEight narrow bands from 0% to 4.7% (2026 indexed thresholds; same schedule for all statuses). Kansas City and St. Louis each add a 1% earnings tax — not modeled.

401(k) pre-tax contribution (annual)IRS 2026 limit: $24,500. Reduces income tax, not FICA.HSA contribution (annual)Reduces income tax and FICA.Health insurance premiums (annual, pre-tax)Section 125 — reduces income tax and FICA.Savings buffer (%)Set aside this share of take-home for savings. Shown as what's left to spend — it doesn't change the salary math.

Take-home pay

Monthly$6,285

Biweekly$2,901

Annual$75,417

Take-home Federal Soc. Security Medicare State WA payroll Pre-tax

Where it goes

Gross pay	$100,000
Federal income taxmarginal 22%, effective 13.2%	−$13,170
Social Security (6.2%)	−$6,200
Medicare (1.45%)	−$1,450
State income tax (Missouri)	−$3,763
Take-home pay	$75,417

Other states

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